Savings
Earn on your balance with rates shown upfront
Open a dedicated savings balance next to your account, review the rate before you deposit, and move money to your bank or supported mobile wallets when you are ready.
3.60%
Illustrative top EUR rate
€1
Minimum to get started
Estimate what you could earn
Monthly deposit
Rate tier
Time horizon
Illustrative example only. Rates may change.
Why save with us
Grow funds you are not sending yet
Tiered rates, monthly interest payouts, and the same security standards you rely on for transfers.
Monthly interest payouts
Interest accrues on your daily balance and is paid into your savings balance on a fixed monthly schedule.
Flexible access
Add, pause, or withdraw without a lock-in period or exit fee—your money stays available when plans change.
EUR and XAF
Save in euros or francs CFA and pay out to banks and mobile wallets in supported countries.
Rates
Tiered rates, listed before you save
Higher balances can qualify for higher annual rates, with interest paid monthly on every tier.
Annual rate · Paid monthly
Up to €1,000
Starter balance
1.50%
€1,000 – €10,000
Most common
2.80%
Over €10,000
Higher balance
3.60%
Illustrative EUR tiers. We notify you before any rate change; interest already paid is not reduced.
How it works
Start saving in three clear steps
Open once, set a deposit rhythm that fits your budget, and follow growth from your dashboard.
Open your savings balance
Create a savings balance alongside your main account. If you are already verified, you can often start in minutes.
Set up deposits
Choose a recurring deposit or round up transfers. Change the amount or pause the schedule anytime.
Follow monthly payouts
See interest credited each month and withdraw to your bank or supported mobile wallets when you need the funds.
Goals
Save toward a specific target
Name a goal, choose a monthly amount, and track progress toward the date you set.
- A separate balance for each goal, with its own activity
- Adjust the monthly amount or pause deposits without closing the goal
- Withdraw using the same payout methods you use for transfers
Savings goal
Home deposit
62% funded
- Monthly
- €300
- Interest
- +€214
- Remaining
- 16 mo
Customer stories
“I keep rent for family in a separate savings balance. Interest arrives every month, and I add to it after payday without changing how I send money.”
Aminata N.
Rated Excellent · 12,400+ reviews
- 3.60%
- Illustrative top EUR rate
- 4.50%
- Illustrative XAF rate
- €1
- Minimum to get started
Licensed partners
Savings balances are held with licensed banking and payment partners under established safeguarding requirements.
Built for trust
Protected with the same standards as your account
Safeguarded funds
Customer funds are kept separate from company operating accounts with partner institutions.
Withdraw when you need to
Move money back to your main balance or to supported payout methods without a notice period.
Secure sign-in
Strong authentication and encryption help protect access to your account and savings balances.
FAQ
Questions customers ask before their first deposit
Still deciding?
Our team can walk you through rates, currencies, and payout options in the countries where you send money.
Contact supportInterest accrues on your daily closing balance and is paid monthly. The rate shown applies to the balance tier you are in at the time.
Get started
Open a savings balance today
Free to open an account · Transparent rates · Withdraw when you need to